Auto Insurance Small Claims
Can I collect in small claims court on auto accident?
I had a small accident in September, and by just bad luck, my insurance was cancelled(for like 10 days between payments), so I want to present a case to get my car back in shape.
The other party did not report the accident(although I reported mine to my insurance agent)
Thanks for any help!
Depends on your state and if it is a “No Fault” state. In which case, if the majority of fault falls to the other party, you can generally only sue up to $500 to cover deductible (Which is why some people care Mini-Tort on their insurance to cover this if a judgement is made against them). Also, if insurance is required in your state, then you may not want to go down this road since you would end up incriminating yourself by admitting you didn’t have insurance in the first place at the time of the accident.
