Auto Insurance Replacement Value

I was involve in auto accident and other insurance company wants to total my car?

There offereing less than what i think my car is worth. Do I have to accept their offer and loose out? What can i do to get a fair replacement value for my car. I have a 97 Tacoma extra cab and insurance company oofer $5100. Looking at craigslist i can’t similier truck for that price.

Unfortunately, you will need to do a little legwork on this one. First, did your vehicle have high or low mileage for the age (about 12,000 miles per year average figure). Was it in spotless condition? Did it have any rust (those Toyota pickups have excellent motors but rust out terribly)? These things will lower the offer. Craigslist may not help too much with your price. Go to kbb.com or nada.com & put in all the info on your car (& be honest about the condition). This will give you a starting point for theh value. Then, go to used car lots in your area & look in the paper & actually find vehicles that are your year & condition & present that to the company. If you did any restoration of the body to put it in better condition than the average 1997 Tacoma, show the receipts. I hope this helps you.