clearwater auto insurance
clearwater auto insurance
A common question lawyers receive from potential clients is whether the client should accept an offer made by the insurance company of the accused, shortly after an accident. Insurance companies usually try to encourage early settlement of certain claims, offering a relatively nominal such as $ 1000 or $ 1500. It is not my intention, I am not able to give anyone advice on whether to accept an offer of insurance company and resolve your complaint. There are, however, some considerations that consumers should know before accepting an offer of just as an insurance company.
First, when consumers accept a settlement offer its application shortly after the accident, assuming they know clearly the nature and extent of their injuries and medical treatment if it may be necessary. Accept Offer the insurance company will provide a press release. One objective of such a publication is always the bar any further payment the victim, even if their condition worsened or become more serious than we thought at the time of the release was given and signed. Therefore, consumers must be absolutely certain that no further medical attention is required and the amount they eat enough to compensate for their physical and emotional pain, suffering, scarring, deformity and loss of enjoyment of life, and all the pocket expenses that are incurred to date. Also in May expenses they incur in the future as a direct result of treatment compared injuries sustained in the accident.
Secondly, many outputs produced by the general insurance companies are drafted so broadly that includes language output, not just the insurance company and a party directly involved, but other parts if possible the name of liberation or not. The signing of a general release is worded in general terms the potential claims against the company unwittingly releasing the uninsured damaged / Claims underinsured driver and the faults Medical treatment received in the accident.
In addition, if significant damage, especially when there is little political influence injury covered by the defendant, Consumers may attempt to avoid hiring a lawyer and a settlement with the insurance company to accept the defendant the limits of your policy. Sometimes they do so with the intention that, after its agreement with the defendant, also request compensation for their injuries own insurance / underinsured (UM / UIM) motorist policy. This has the potential for actually preventing them from being able to seek such damages. You see, Florida Statutes requires the application of the UM / UIM motorist company before settling with the defendant and give a discharge responsibility. The injured party must obtain the consent of their UM UIM carrier / Before this agreement is to preserve its right to claim additional damages under its own insurance policy. Florida recognizes the presumption of prejudice to the UM / UIM carrier after the required notice and consent to address not obtained.
Therefore, consumers would be well advised to seek advice from a qualified attorney before injury attempt to resolve your injury claim yourself.
Attorney James W. Dodson is a Clearwater, Florida personal injury trial lawyer with over 20 years experience representing clients in all types of injury claims including vehicle accidents, fall cases and wrongful death. He is the author of three books offered FREE to consumers as a guide to dealing with accidents and insurance. Visit his website at JWDodsonLaw.com for FREE copies of these books, other articles, videos, news and commentary.
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