Auto Insurance Oregon

Do I have to pay more for my 16 yr old to drive?

Do I have to pay for a different auto insurance policy (that costs
alot more)here in Oregon to allow my 16 year old son to drive our vehicles?
I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.

If he’s driving your cars, he really can’t get his own policy because he doesn’t own a car that would need insurance. I don’t know about Oregon, but that’s pretty much insurance all around. And your policy will go up because he is a higher risk. Much higher.