auto insurance providers
Are the car insurance providers that do not use credit problems against you for higher rates?

I just changed of automobile insurance provider, and since I have credit problems due to credit card debt, any person I've checked with other uses my bad credit against me for insurance quotes. My driving record is excellent, and I'm trying to find an insurance company that will assure me according my driving record, and not my credit score.

Geico is the only one I know.

high risk car insurance
auto insurance high risk, how?

How many accidents are needed to be transferred to a high risk of the company insurance? I got in a car accident a year ago and last week I was very close to nearly two times. What is insurance for insurance high risk?

It can be one, if another high risk factor, such as youth, or if there was vehicular homicide or reckless driving or OUI involved. But, I think you're asking, if you have an accident, will be high risk? Absolutely. How much? There is no direct answer. This will depend on a lot of factors. There is a "one price covers everything."