Will Medicare or Medicaid pay my doctor bills due to an auto accident?

I was in an auto accident with my sister and nephew back in January. My sister was driving, my nephew in the back seat and myself in the front passenger seat. While driving down the street. This truck come speeding in reverse down a private drive way and slams into us. Anyway… The pip ran out on the insurance (Nationwide) and my pain specialist doctor tells me that my insurance (Medicare / Medicaid) wont cover the remaining balance because its due to an accident.

My reading of the rules seems to indicate its more a matter of the type of treatment than the cause, but I want to be clear that I am not 100% sure of this, the medicare site is rather vague.

It looks like Medicare does not cover pain management for non-chronic conditions, which an accident would fall under. Other medical care may still be covered. Also it depends on what Medigap or other coverage you may have.

It’s possible you may need to sue the original driver to cover/recover those costs.

Pocket Bike Moped law?

I wanted a pocket to be considered a moped. cagllari 47-49cc
I don’t want to hear it’s not possible.

Most states require a street legal bike (mopeds, scooters, motorcycles, etc…) to be EPA/DOT certified. According to the cagllari web site the 47-49cc bikes are not EPA compliant for street use.

http://www.usapocketbikes.com/faq/

In some states, smaller bikes less than 50cc are exempt from the EPA emission rules. According to the state website here are the rules. It would seem that seat height is not an issue, neither are tags, insurance, etc… You could always try calling the Department of Driver’s Services to ask them.

http://www.dds.ga.gov/drivers/DLdata.aspx?con=1741951492&ty=dl

Mopeds

A moped is any motor driven cycle with an engine not exceeding 50 cubic centimeters (3.05 cubic inches) that can propel the cycle at a speed not to exceed 30 miles per hour (MPH) and does not require clutching or shifting.

Mopeds are exempt from the provisions relating to the registration and licensing of motor vehicles.

Rules to operate mopeds on Georgia roads and highways:

1.Must be 15 years of age and have in their possession a valid driver’s license, instructional permit or limited permit.
2.Must wear protective headgear (motorcycle helmet).
3.No tag is required.
4.Every person operating a moped upon a roadway must obey the same traffic laws governing drivers of motor vehicles.
5.May not use limited access highways or other roadways where the minimum speed limit is above 35 mph.

Where can you go to get someone else’s paint identified that’s left on your car?

While on vacation a roommate hit my car with his. He denies it, but there is a line of paint (his) on my front side panel. I want to know if anyone knows of an independent company that tests & verifies paint from auto accidents?

The only way you can get the paint chip identified (to stand up in court) is taking it to a crime lab that has a mass spectrograph. If you had a sample of his actual car’s paint and a chip from your car, they would compare them. The results would stand up in court much like DNA evidence.
I don’t know if the dollar value of the damage would make this worth while, but you can mention it, and see if he comes clean.
You can also measure the height of the paint mark, and look on his car for the damage, and compare the two.
* If you take some pictures of his car’s damage, and make sure he sees you doing it, he will probably get worried. Let him know “why” you are getting the pictures, he might confess.

Natural disasters have caused havoc in more than ten states in recent weeks. Tornadoes swept across Minnesota , Kansas , Missouri , Iowa , Georgia , Colorado , Alabama , Arkansas , Oklahoma , and North Carolina causing damage and loss of life. Twisters were also reported in Texas and out West in California and in Wyoming . California has also seen wildfires. Earthquakes have shaken Nevada . As if these events aren’t enough, the 2008 Atlantic hurricane season is now underway and forecasters say we will likely experience a well-above average season.
 
No one can predict when an emergency or disaster situation will occur, but if caught unprepared, a person faces a much greater burden and expense in resolving his or her legal affairs. It is with this in mind, that USLegal is offering its LegalLife Resource Center as a public service. It contains free and vital information to assist individuals in understanding and organizing the legal aspects of their lives. Visit the LegalLife Resource Center today at http://www.uslegalforms.com/legallife/.
 
Here are also five recommendations to assist you in being better legally prepared for natural disasters and other life emergencies:
 
1) Review your home, auto and life insurance policies and understand your coverage and policy limits. Specifically go over sections pertaining to physical damage caused by fire, hail, wind, tornadoes, flooding, rain, storms, hurricanes and earthquakes. Standard homeowner policies typically cover damage from wind, but not flooding or storm surge. Sometimes flood insurance can be purchased separately. Most standard homeowner insurance also does not cover damage caused by earthquakes. Check with your insurance carrier to determine if a separate earthquake insurance policy can be purchased. Comprehensive auto insurance will likely cover physical damage to vehicles caused by storms and earthquakes. Make sure to review benefit amounts in life insurance policies and update beneficiaries if needed.
 
2) Create a life document file which is a collection of important legal papers. A life documents file can include identification records such as birth certificate and social security card, contracts, deeds, insurance policies, medical records, photos, and a financial assets inventory. Maintaining records together in one place is beneficial in the event you need to grab them and go in the event you need to evacuate your area quickly. See the following link to learn how to create a Life Documents File:
http://www.uslegalforms.com/life-documents.htm.
 
3) Draft Will, Living Will, and Power of Attorney forms. Tragically, inclement weather events and earthquakes can cause injuries and take lives. Preparing essential legal forms ahead of time can help ensure that your wishes are carried out and lessen the burden on family members. You can prepare legal forms on your own by downloading state-specific documents from USLegalForms.com or consult an attorney in your local area to have documents prepared for you.
 
4) Store your important papers in a secure place such as a home safe or bank safe deposit box. Since these are vital records with lots of personal information, maintaining them in a secure location is necessary to prevent the misuse of your information.
 
5) Tell someone you trust about the location of your important documents. It can be an attorney, relative or close friend. Situations may arise where you are unable to communicate and a least one person should know the location of your important papers. You might also keep a back up copy of important records with an attorney if you have one or with a family member who resides in another geographic location.

About the Author:

Carrie Criado is a staff attorney and Director of Public Relations for USLegal, Inc., a multi-faceted legal publishing company which owns leading legal websites including USLegal.com and USLegalForms.com. Criado is licensed to practice law in Texas and Tennessee.

Article Source: ArticlesBase.com – How to Legally Prepare for Natural Disasters

Anyone work at “State Farm Insurance” or “Geico Insurance?”?

AWWWWWWW, I want to get my feet in the door with one of them!!!! I want to become an Auto Claims Adjuster. I applied online but, I want to talk to a live person!! What can I do??? I’m ready for a career move and I’m interested in auto Insurance adjustments. I live in Atlanta, Georgia.

Start applying to all the insurance companies in the area. Not just Geico and State Farm. Usually your big companies have more openings. However, in my area Nationwide is down sizing, so there are a lot of experienced adjusters looking for jobs. That does not mean you won’t get a job though. Some companies would rather hire someone with no experience – train them and pay them less than what they would have to pay someone who’s been in the business 10 years.

Do you have a 4 year college degree? If not, forget it. Very few insurance companies will talk to you.