Auto Insurance Specialists

Auto Insurance Specialists
Will Medicare or Medicaid pay my doctor bills due to an auto accident?

I was in an auto accident with my sister and nephew back in January. My sister was driving, my nephew in the back seat and myself in the front passenger seat. While driving down the street. This truck come speeding in reverse down a private drive way and slams into us. Anyway… The pip ran out on the insurance (Nationwide) and my pain specialist doctor tells me that my insurance (Medicare / Medicaid) wont cover the remaining balance because its due to an accident.

My lawyer tells me that Medicare or Medicaid will pay for the remaining balance. Is this true or is my doctor trying to pull a fast one?

I live in Kentucky.
The case is still open. I don’t know if a settlement can be reached. We most likely will have to file a suit.

My reading of the rules seems to indicate its more a matter of the type of treatment than the cause, but I want to be clear that I am not 100% sure of this, the medicare site is rather vague.

It looks like Medicare does not cover pain management for non-chronic conditions, which an accident would fall under. Other medical care may still be covered. Also it depends on what Medigap or other coverage you may have.

It’s possible you may need to sue the original driver to cover/recover those costs.

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Motorcycle Insurance Georgia

Motorcycle Insurance Georgia
Pocket Bike Moped law?

I wanted a pocket to be considered a moped. cagllari 47-49cc
I don’t want to hear it’s not possible.

1.Does the seat have to be higher than 24-26 inches, apply in Ga?
(they all say if lower than 50cc it’s a moped or motor driven bicycle)

2.It can’t exceed 30mph.(i can lower top with a govnour spring or sprocket change)

3.no clutching or shifting?(what, don’t all gas motor clutch)
(a pocket bike clutch engages when gas is applied.)

I plan on raising seat, extension to swing arm/front fork.

sources:
http://www.dmv.org/ga-georgia/motorcycle-license.php
http://answers.dmv.org/Georgia/can-drive-motorized-bicycle-moped-state-georgia-drivers-license-q51152.aspx
http://www.mopedarmy.com/wiki/Moped_laws#Georgia
http://www.modernvespa.com/forum/wiki-laws

They all say the same thing, but nothing about seat height or tag.
If there is no seat heightlimit or tag/insurance required isn’t my pocket bike street legal?

Most states require a street legal bike (mopeds, scooters, motorcycles, etc…) to be EPA/DOT certified. According to the cagllari web site the 47-49cc bikes are not EPA compliant for street use.

http://www.usapocketbikes.com/faq/

In some states, smaller bikes less than 50cc are exempt from the EPA emission rules. According to the state website here are the rules. It would seem that seat height is not an issue, neither are tags, insurance, etc… You could always try calling the Department of Driver’s Services to ask them.

http://www.dds.ga.gov/drivers/DLdata.aspx?con=1741951492&ty=dl

Mopeds

A moped is any motor driven cycle with an engine not exceeding 50 cubic centimeters (3.05 cubic inches) that can propel the cycle at a speed not to exceed 30 miles per hour (MPH) and does not require clutching or shifting.

Mopeds are exempt from the provisions relating to the registration and licensing of motor vehicles.

Rules to operate mopeds on Georgia roads and highways:

1.Must be 15 years of age and have in their possession a valid driver’s license, instructional permit or limited permit.
2.Must wear protective headgear (motorcycle helmet).
3.No tag is required.
4.Every person operating a moped upon a roadway must obey the same traffic laws governing drivers of motor vehicles.
5.May not use limited access highways or other roadways where the minimum speed limit is above 35 mph.

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